Taageer Finance Company SAOG (MSM:TFCI) - Stock Price, News & Analysis

TFCI Stock Overview

Taageer Finance Company SAOG, a non-banking finance company, provides financial services to retail and corporate customers in the Sultanate of Oman.

TFCI fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	4/6
Financial Health	2/6
Dividends	2/6

Rewards

Price-To-Earnings ratio (7.1x) is below the OM market (12.1x)

Earnings grew by 26% over the past year

Risk Analysis

Debt is not well covered by operating cash flow

Earnings have declined by 10.6% per year over past 5 years

Dividend of 5.05% is not well covered by cash flows

Does not have a meaningful market cap (OMR26M)

Taageer Finance Company SAOG Competitors

Al Omaniya Financial Services SAOG

MSM:AOFS

ر.ع46.2m

Muscat Finance SAOG

MSM:MFCI

ر.ع15.4m

National Finance Company SAOG

MSM:NFCI

ر.ع95.2m

United Finance Company SAOG

MSM:UFCI

ر.ع19.9m

Price History & Performance

Summary of all time highs, changes and price drops for Taageer Finance Company SAOG
Historical stock prices
Current Share Price	ر.ع0.097
52 Week High	ر.ع0.10
52 Week Low	ر.ع0.088
Beta	-0.026
1 Month Change	0%
3 Month Change	4.30%
1 Year Change	8.73%
3 Year Change	14.68%
5 Year Change	2.98%
Change since IPO	-0.93%

Recent updates

Shareholder Returns

	TFCI	OM Consumer Finance	OM Market
7D	0%	-1.2%	-1.3%
1Y	8.7%	9.8%	2.6%

Return vs Industry: TFCI underperformed the OM Consumer Finance industry which returned 9.8% over the past year.

Return vs Market: TFCI exceeded the OM Market which returned 2.1% over the past year.

Price Volatility

Is TFCI's price volatile compared to industry and market?
TFCI volatility
TFCI Average Weekly Movement	2.6%
Consumer Finance Industry Average Movement	4.9%
Market Average Movement	2.8%
10% most volatile stocks in OM Market	6.4%
10% least volatile stocks in OM Market	1.4%

Stable Share Price: TFCI is not significantly more volatile than the rest of OM stocks over the past 3 months, typically moving +/- 3% a week.

Volatility Over Time: TFCI's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
2000	154	Shahin Mohammed Al Balushi	https://www.taageer.com

Taageer Finance Company SAOG, a non-banking finance company, provides financial services to retail and corporate customers in the Sultanate of Oman. It offers corporate deposits; new and used car loans, consumer loans, working capital financing, and structured finance; leasing services; and bill discounting services, as well as insurance products. The company was incorporated in 2000 and is headquartered in Muscat, the Sultanate of Oman.

Taageer Finance Company SAOG Fundamentals Summary

How do Taageer Finance Company SAOG's earnings and revenue compare to its market cap?
TFCI fundamental statistics
Market Cap	ر.ع25.59m
Earnings (TTM)	ر.ع3.60m
Revenue (TTM)	ر.ع10.27m

7.1x

P/E Ratio

2.5x

P/S Ratio

Is TFCI overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
TFCI income statement (TTM)
Revenue	ر.ع10.27m
Cost of Revenue	ر.ع101.00k
Gross Profit	ر.ع10.16m
Other Expenses	ر.ع6.56m
Earnings	ر.ع3.60m

Last Reported Earnings

Jun 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	0.014
Gross Margin	99.02%
Net Profit Margin	35.08%
Debt/Equity Ratio	340.6%

How did TFCI perform over the long term?

See historical performance and comparison

Dividends

5.1%

Current Dividend Yield

36%

Payout Ratio

Taageer Finance Company SAOG MSM:TFCI Stock Report