With EPS Growth And More, Caisse régionale de Crédit Agricole Mutuel d'Ille-et-Vilaine Société coopérative (EPA:CIV) Makes An Interesting Case
Aug 23
French (CAC) Banks Industry Analysis
UpdatedOct 29, 2023
DataAggregated Company Financials
Companies17
- 7D-1.2%
- 3M-7.5%
- 1Y12.4%
- YTD0.6%
Over the last 7 days, the Banks industry has dropped 1.2%, driven by BNP Paribas declining 1.6%. Over the past 12 months, the industry was up 12%. Looking forward, earnings are forecast to grow by 2.1% annually.
Industry Valuation and Performance
Has the French Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sun, 29 Oct 2023 | €123.6b | €109.7b | €22.4b | 5.4x | 5.5x | 1.1x |
| Tue, 26 Sep 2023 | €134.4b | €109.7b | €22.5b | 5.6x | 6x | 1.2x |
| Thu, 24 Aug 2023 | €134.8b | €110.7b | €23.2b | 5.4x | 5.8x | 1.2x |
| Sat, 22 Jul 2023 | €131.7b | €97.0b | €17.7b | 5x | 7.5x | 1.4x |
| Mon, 19 Jun 2023 | €129.7b | €96.9b | €17.7b | 5.2x | 7.3x | 1.3x |
| Wed, 17 May 2023 | €133.6b | €96.9b | €17.7b | 4.7x | 7.6x | 1.4x |
| Fri, 14 Apr 2023 | €129.9b | €96.1b | €17.2b | 4.6x | 7.5x | 1.4x |
| Sun, 12 Mar 2023 | €137.6b | €96.0b | €17.3b | 4.7x | 7.9x | 1.4x |
| Tue, 07 Feb 2023 | €141.7b | €98.1b | €18.0b | 4.7x | 7.9x | 1.4x |
| Thu, 05 Jan 2023 | €134.9b | €98.1b | €18.0b | 4.4x | 7.5x | 1.4x |
| Sat, 03 Dec 2022 | €123.4b | €101.4b | €17.6b | 4.1x | 7x | 1.2x |
| Mon, 31 Oct 2022 | €114.8b | €95.5b | €18.1b | 4.1x | 6.3x | 1.2x |
| Wed, 28 Sep 2022 | €109.6b | €95.4b | €18.0b | 4.5x | 6.1x | 1.1x |
| Fri, 26 Aug 2022 | €113.5b | €95.2b | €17.8b | 5.4x | 6.4x | 1.2x |
| Sun, 24 Jul 2022 | €106.1b | €96.6b | €20.4b | 5x | 5.2x | 1.1x |
| Tue, 21 Jun 2022 | €116.5b | €96.6b | €20.4b | 5.2x | 5.7x | 1.2x |
| Thu, 19 May 2022 | €127.4b | €96.4b | €20.4b | 5.4x | 6.2x | 1.3x |
| Sat, 16 Apr 2022 | €120.7b | €94.5b | €20.6b | 5.5x | 5.9x | 1.3x |
| Mon, 14 Mar 2022 | €119.1b | €94.4b | €20.5b | 5.4x | 5.8x | 1.3x |
| Wed, 09 Feb 2022 | €163.5b | €93.6b | €18.0b | 7.2x | 9.1x | 1.7x |
| Fri, 07 Jan 2022 | €158.5b | €93.6b | €18.0b | 7.5x | 8.8x | 1.7x |
| Sun, 05 Dec 2021 | €141.6b | €93.6b | €18.0b | 6.9x | 7.9x | 1.5x |
| Tue, 02 Nov 2021 | €150.8b | €91.5b | €17.0b | 7.2x | 8.9x | 1.6x |
| Thu, 30 Sep 2021 | €138.1b | €90.3b | €16.3b | 6.8x | 8.4x | 1.5x |
| Sat, 28 Aug 2021 | €137.7b | €89.9b | €16.1b | 8.1x | 8.6x | 1.5x |
| Sun, 04 Jul 2021 | €135.4b | €89.9b | €16.1b | 8.6x | 8.4x | 1.5x |
| Wed, 07 Apr 2021 | €131.9b | €85.3b | €11.4b | 10.3x | 11.5x | 1.5x |
| Sat, 09 Jan 2021 | €110.1b | €81.6b | €9.3b | 12x | 11.8x | 1.3x |
Price to Earnings Ratio
6.8x
Current Industry PE
- Investors are pessimistic on the French Banks industry, indicating that they anticipate long term growth rates will be lower than they have historically.
- The industry is trading at a PE ratio of 5.5x which is lower than its 3-year average PE of 8.0x.
- The 3-year average PS ratio of 1.4x is higher than the industry's current PS ratio of 1.1x.
Past Earnings Growth
- The earnings for companies in the Banks industry have grown 26% per year over the last three years.
- Revenues for these companies have grown 9.7% per year.
- This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.
Industry Trends
Which industries have driven the changes within the French Financials industry?
| FR Market | 0.10% | |
| Financials | -2.11% | |
| Banks | -1.19% | |
| Regional Banks | -1.13% | |
| Diversified Banks | -1.20% | |
Industry PE
- Investors are most optimistic about the Regional Banks industry even though it's trading below its 3-year average PE ratio of 6.6x.
- It looks like they are confident that earnings will grow faster in the future than they have historically.
- Investors are most pessimistic about the Diversified Banks industry, which is trading below its 3-year average of 8.2x.
Forecasted Growth
- Analysts are most optimistic on the Diversified Banks industry, expecting annual earnings growth of 2.1% over the next 5 years.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 2.1% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| CRAP Caisse Régionale de Crédit Agricole Mutuel Alpes Provence Société coopérative | €76.50 | 0.5% +€2.9m | 33.0% | PB0.2x |